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      "content": " 1. Russian Economy: The head of VTB, Kostin, warns that if the interest rate reaches 20%, it will be a severe blow to the Russian economy. Traditional methods will not be enough to achieve the set goals. Multiple options are being considered, including changing the inflation targeting to 6.5% (as it is also changing in the West) or implementing additional administrative or sales-boosting measures, such as increasing the sale of currency.\n\n\n2. Transformation of the Russian Economy: Assistant President, Maxim Moreshkin, describes the ongoing transformation of the Russian economy as painful but successful. The reorientation towards the healthy part of the global economy has made it more sustainable. Despite the challenges, such as shortages of basic goods and rising prices, the structural reforms are necessary to solve the current problems.\n\n\n3. Lesson from Globalization: Moscow Mayor, Sobyanin, emphasizes the need to learn from the experience of globalization and not rely solely on Europe or Asia. Eastern markets are tougher, and Russia is facing their preferences, which often involve dumping for their producers. Technology transfer is also not forthcoming from these countries, and they openly state that if Russia wants certain technologies, it must buy the entire product.\n\n\n4. Budget Allocation: Finance Minister, Anton Siluanov, assures that there is enough money for planned expenses in the budget, despite the impression that it is never enough. However, many feel that they receive less than they need. The development of the domestic financial market and the emergence of new tools for preserving and increasing capital for citizens are among the cross-cutting topics of the forum.\n\n\n5. Investment Diamonds: The abolition of VAT on the purchase of investment diamonds has led to a 6.2-fold increase in demand. Further solutions are being explored, including publishing an index for diamonds on the stock exchange, allowing investors to monitor profitability, and introducing reverse sale of stones. The possibility of issuing digital financial assets for diamonds is also under consideration.\n\n\n6. Short-Term Car Insurance: A new type of car insurance, called \"short-term\" or \"short Osaga,\" will be available from the second quarter of next year. It allows drivers who rarely use their cars to take out insurance policies for periods ranging from one day to a quarter. This will make insurance more affordable for such drivers, including pensioners and young drivers who are hesitant to drive in adverse weather conditions.\n\n\n7. Taxi Drivers and Short-Term Insurance: Short-term insurance policies are expected to benefit taxi drivers, as they can avoid purchasing expensive annual insurance and only pay for the time they spend on the road. Currently, many taxi drivers insure their cars as personal vehicles, leading to regressive claims from insurance companies in case of accidents.\n\n\n8. Insurance Cost and Regulations: The exact cost of short-term insurance policies has not yet been determined, but it is expected to be more expensive than long-term policies. The Central Bank will issue guidelines on ratios for insurance companies by the end of the year, and each company will set its own coefficient for monthly and one-day policies. The new insurance format will not have any special features or mechanisms different from the current system.\n\n\n9. Russian Industry and Innovation: Despite the departure of some foreign companies, the Russian industry has shown resilience and growth. The number of small and medium-sized enterprises (SMEs) has increased, and domestic manufacturers have been able to occupy vacant niches in the market. For example, furniture production has increased by 8.3%, and one factory is producing over a thousand sofas per day.\n\n\n10. Support for Russian Manufacturers: The Russian government has implemented various measures to support domestic manufacturers, such as reducing insurance premiums and providing moratoriums on inspections. Shopping centers have started dividing large premises into smaller ones to accommodate small enterprises, and multi-brand stores of Russian manufacturers are being opened.\n\n\n11. Digital Platform for Small Businesses: The MSPR digital platform offers a range of services to support small and medium-sized businesses, including creating a digital profile, accessing government support information, learning about business management, and receiving advice. Since its launch, around 460,000 people have registered on the platform.\n\n\n12. Online Marketplaces for Russian Clothing: The departure of foreign clothing companies has created opportunities for Russian manufacturers to expand their presence on online marketplaces. Some businesses have reported doubling their online sales as a result. The MSPR platform provides training on online trading and helps connect businesses with marketplaces.\n\n\n13. Farm Island Project: To support farmers, the government has created \"farm islands\" in large shopping centers, where products from multiple local producers are showcased. This initiative aims to provide farmers with access to a wider customer base and reduce logistics costs.\n\n\n14. Challenges for Small Businesses: Small businesses, especially those in the agricultural sector, face challenges in reaching mass buyers. The Farm Island project offers a solution by providing a physical presence in shopping centers and assisting with logistics.\n\n\n15. Russian Animation Industry: The Russian animation industry is adapting to the changing landscape by developing domestic software and creating new content. The departure of foreign companies has prompted the industry to seek alternative solutions and become more self-sufficient.\n\n\n16. New Regions Integration: President Vladimir Putin emphasizes the importance of integrating the new regions of Russia into the country's legal space. He met with the newly elected regional heads and outlined the tasks they need to focus on.",
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