Surface Water Exclusion at Chris Shenita blog

Surface Water Exclusion. Standard homeowners policy language excludes losses caused by water, however what is meant by this is not always. Once the broken pipe’s water flows to the surface of the ground, does it become surface water, thereby excluding it under your homeowner’s. Brent cooper and dana harbin discuss cases in several jurisdictions where the surface water exclusion has been ruled inapplicable. While their policies may exclude coverage for loss caused by flood and ‘surface water,’ no reasonable insured would expect the term ‘surface water’ to include rain falling. In other words, surface water is water from a rain or snow event that has collected on the ground (and that does not flow in an existing pool, pipe, or channel). The new york appellate division, fourth department recently interpreted the application of the “surface water” exclusion.

Blog Groundwater Control by Exclusion and Pumping
from www.preene.com

The new york appellate division, fourth department recently interpreted the application of the “surface water” exclusion. While their policies may exclude coverage for loss caused by flood and ‘surface water,’ no reasonable insured would expect the term ‘surface water’ to include rain falling. In other words, surface water is water from a rain or snow event that has collected on the ground (and that does not flow in an existing pool, pipe, or channel). Once the broken pipe’s water flows to the surface of the ground, does it become surface water, thereby excluding it under your homeowner’s. Brent cooper and dana harbin discuss cases in several jurisdictions where the surface water exclusion has been ruled inapplicable. Standard homeowners policy language excludes losses caused by water, however what is meant by this is not always.

Blog Groundwater Control by Exclusion and Pumping

Surface Water Exclusion The new york appellate division, fourth department recently interpreted the application of the “surface water” exclusion. Standard homeowners policy language excludes losses caused by water, however what is meant by this is not always. The new york appellate division, fourth department recently interpreted the application of the “surface water” exclusion. In other words, surface water is water from a rain or snow event that has collected on the ground (and that does not flow in an existing pool, pipe, or channel). Brent cooper and dana harbin discuss cases in several jurisdictions where the surface water exclusion has been ruled inapplicable. While their policies may exclude coverage for loss caused by flood and ‘surface water,’ no reasonable insured would expect the term ‘surface water’ to include rain falling. Once the broken pipe’s water flows to the surface of the ground, does it become surface water, thereby excluding it under your homeowner’s.

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