Why Do They Ask Credit Or Debit at Mia Siegrist blog

Why Do They Ask Credit Or Debit. That depends on the country. It's a network routing thing. Many consumers think selecting credit when they make a purchase on their debit card protects them, but the truth may surprise you. If a merchant asks you credit or debit, it's probably because they are a mom and pop shop that doesn't have their own sophisticated. In france, people typically say blue card or banking card, which makes no assumption on. When store clerks ask you credit or debit, they're really referring to which network your transaction will run. It's easy to think a simple push of a button. If you're using a debit card (tied to a checking account) and select credit, it routes through.

Accounting 101 Debit and Credits Carr, Riggs & Ingram CPAs and Advisors
from cricpa.com

In france, people typically say blue card or banking card, which makes no assumption on. When store clerks ask you credit or debit, they're really referring to which network your transaction will run. It's easy to think a simple push of a button. Many consumers think selecting credit when they make a purchase on their debit card protects them, but the truth may surprise you. If a merchant asks you credit or debit, it's probably because they are a mom and pop shop that doesn't have their own sophisticated. It's a network routing thing. If you're using a debit card (tied to a checking account) and select credit, it routes through. That depends on the country.

Accounting 101 Debit and Credits Carr, Riggs & Ingram CPAs and Advisors

Why Do They Ask Credit Or Debit It's a network routing thing. When store clerks ask you credit or debit, they're really referring to which network your transaction will run. It's easy to think a simple push of a button. In france, people typically say blue card or banking card, which makes no assumption on. That depends on the country. If a merchant asks you credit or debit, it's probably because they are a mom and pop shop that doesn't have their own sophisticated. If you're using a debit card (tied to a checking account) and select credit, it routes through. It's a network routing thing. Many consumers think selecting credit when they make a purchase on their debit card protects them, but the truth may surprise you.

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