From: Refund of Excess Concessional Contributions 
Sent: Thursday, 7 June 2012 5:20 PM
To: Refund of Excess Concessional Contributions
Subject: [SEC=UNCLASSIFIED]

Consultation
Refund of Excess Concessional Contributions Regulations
Name
Mr Martin Gannon
Organisation
Email
gannonmp@bigpond.com
Are you submitting on behalf of your Company
No
Do you want your submission to be confidential
No
Accessibility Statement
No
Submission files
Support files
Submission text

The verge of some commonsense in legislation . 
Superannuation law that is about to start is simpler than it has been for the past 10 or so years , re contributions . 
For many reasons the contributions actually made may be over the current limits for the differing categories . The current practise of threats of out of proportion penalty , and opportunity for advisers of many descriptions to raise fees against the taxpayer is not called for . 
Next there will be an understandable uproar from large super funds re the steps of receiving refunds , and I can appreciate their costs to change . In addition the track back to Employers and their classification . 
Submission : Give Option of accepting the status of contributions of up to $ 5,000 more than $ 25,000 as to deductibility , assessability etc ; OR Refund . 
Advise the limit for the following year is REDUCED by $ specific amount . 
Do not allow errors 2 years in a row . 
Cease here . You have a hard job to get commonsense in .