Merchant Category Codes (MCCs)
FINOM charges fees on card payments to certain MCCs because these transactions pose a higher risk to the safety of your account.
List of Merchant Category Codes (MCCs) for which transactions are subject to extra fee:
- 4829 - Money Transfer
- 5933 - Pawn Shops and Salvage Yards
- 6010 - Member Financial Institution-Manual Cash Disbursements
- 6012 - Merchandise and Services - Customer Financial Institution
- 6050 - Quasi Cash-Member Financial Institution
- 6051 - Quasi Cash-Merchant
- 6211 - Securities — Brokers/Dealers
- 6536 - MoneySend Intracountry
- 6537 - MoneySend Intercountry
- 6538 - MoneySend Funding
- 6540 - POI (Point of Interaction) Funding Transactions (Excluding MoneySend)
- 7299 - Miscellaneous Personal Services (not elsewhere classifies)
- 7800 - Government-Owned Lotteries
- 7801 - Government-Licensed On-Line Casinos (On-Line Gambling)
- 7802 - Government-Licensed Horse/Dog Racing
- 7995 - Gambling Transactions. Betting (Sportsbook, fantasy, social gaming; when regulated and not covered by other MCCs)