Merchant Category Codes (MCCs)

FINOM charges fees on card payments to certain MCCs because these transactions pose a higher risk to the safety of your account.

List of Merchant Category Codes (MCCs) for which transactions are subject to extra fee:

• 4829 - Money Transfer
• 5933 - Pawn Shops and Salvage Yards
• 6010 - Member Financial Institution-Manual Cash Disbursements
• 6012 - Merchandise and Services - Customer Financial Institution
• 6050 - Quasi Cash-Member Financial Institution
• 6051 - Quasi Cash-Merchant
• 6211 - Securities — Brokers/Dealers
• 6536 - MoneySend Intracountry
• 6537 - MoneySend Intercountry
• 6538 - MoneySend Funding
• 6540 - POI (Point of Interaction) Funding Transactions (Excluding MoneySend)
• 7299 - Miscellaneous Personal Services (not elsewhere classifies)
• 7800 - Government-Owned Lotteries
• 7801 - Government-Licensed On-Line Casinos (On-Line Gambling)
• 7802 - Government-Licensed Horse/Dog Racing
• 7995 - Gambling Transactions. Betting (Sportsbook, fantasy, social gaming; when regulated and not covered by other MCCs)