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Debris is all over your living room.&nbsp; </span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\">​</span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\">The kids are crying. </span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\">Rain is pouring in.&nbsp; </span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\">The power is out.</span></span></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\"><br></span></span></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\">What would you do?&nbsp;&nbsp;</span></span></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\"><br></span></span></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\">You would start calling roofers, and it's likely that the first roofer who answers the phone will become your new roofer.&nbsp; You don't know if he's competent.&nbsp; You don't know if he's licensed.&nbsp; You don't know if he's overcharging you by thousands.&nbsp; You just know that he answered the phone.&nbsp; </span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\"></span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\"></span></span><br><span class=\"theme-text-font-heading2\"><span 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style=\"text-align: center;\"><strong><span style=\"font-size:18px;\"><span class=\"theme-text-color-0-0\">Hospitals are for the living.</span></span></strong></div><div style=\"text-align: center;\"><strong><span style=\"font-size:18px;\"><span class=\"theme-text-color-0-0\"></span><br></span></strong></div><div style=\"text-align: center;\"><strong><span style=\"font-size:18px;\"><span class=\"theme-text-color-0-0\">After a death,</span><br></span></strong></div><div style=\"text-align: center;\"><strong><span style=\"font-size:18px;\"><span class=\"theme-text-color-0-0\">families typically have 1&nbsp;hour</span></span></strong><br></div><div style=\"text-align: center;\"><strong><span style=\"font-size:18px;\"><span class=\"theme-text-color-0-0\"> to call a&nbsp;funeral home.</span><br></span></strong></div><div style=\"text-align: center;\"><strong><span style=\"font-size:18px;\"><span class=\"theme-text-color-0-0\"></span><br></span></strong></div><div style=\"text-align: center;\"><strong><span style=\"font-size:16px;\"><span class=\"theme-text-color-0-0\">Who would YOU&nbsp;call?</span></span></strong><br></div>","verticalAlignment":"top"},"metaData":{"position":{"left":356,"top":516},"size":{"width":357,"height":164}}},{"type":"freeText","id":"id1608039367756","elementProperties":{"tagName":"DIV","behaviours":null,"isLocked":false,"name":"Text 3","baseName":null,"templateID":"template1407736178077","templateName":null,"order":20,"customStates":null,"isElementWasEditedInMode":false,"showHoverEffects":true,"skinInformation":{},"isSupportsMobile":false,"isVisibleInMode":true,"isFixed":false,"topZIndex":0,"elementOpacity":1,"staticMargin":{"horizontalMargin":0,"verticalMargin":0},"sizeAndPosition":{"width":1385,"height":546,"left":-716,"top":592},"lastResizingSize":{"width":1385,"height":546},"isVisibleInLastSection":true,"isVisibleInLastDataItem":true,"attributes":null,"metaProps":null,"metaItemType":null,"metaTitle":null,"styleBindingId":null,"styleBindingFields":null,"shadow":{"top":0,"left":0,"spread":0,"blur":0,"color":"black"},"glow":{"spread":0,"blur":0,"color":"black"},"isParallaxBackground":false,"parallaxBackgroundSpeed":0.5,"isParallaxElement":{"isActive":false,"speed":1,"delay":0},"effectsOptions":{"isParallax":false,"oneTimeAnimation":false,"duration":1200,"startDistance":200,"startVisibility":0.8,"distance":300,"measureDistanceType":3,"delay":0,"distanceDelay":0,"runInLoop":false,"flyDirection":2,"direction":"horizontal","movementDistanceHorizontally":200,"movementDistanceVertically":0,"autoStartDistanceSettings":true,"autoDistanceSettings":true},"effects":null,"binding":null,"innerGlow":{"spread":0,"blur":0,"color":"black"},"innerShadow":{"top":0,"left":0,"spread":0,"blur":0,"color":"black"},"display":"fixed","cellItem":null,"cellHorizontalAlignment":"none","basicUserCanEdit":true,"backgroundColor":"transparent","imageUrl":"","imageLayout":"stretchedToFill","imagePosition":{"vertical":"center","horizontal":"center"},"origImage":"","imageOpacity":1,"backgroundOverlay":"transparent","isVisible":true,"verticalLayout":"normal","horizontalLayout":"normal","fillLayout":{"fillHorizontal":false,"fillVertical":false},"margin":{"top":0,"left":0,"bottom":0,"right":0},"borderWidth":{"top":0,"left":0,"bottom":0,"right":0},"roundness":{"topLeft":0,"bottomLeft":0,"topRight":0,"bottomRight":0},"borderColor":{"top":"Black","left":"Black","bottom":"Black","right":"Black"},"borderStyle":{"top":"solid","left":"solid","bottom":"solid","right":"solid"},"padding":{"top":0,"left":0,"bottom":0,"right":0},"rotationAngle":0,"verticalAlign":"center","horizontalAlign":"left","horizontalContentAlign":"center","startSelected":false,"urlAddress":null,"openInNewTab":false,"openInTopWindow":false,"shouldUnderlineChildren":false,"namedTextStyle":"bodyS","fontColor":null,"textShadow":[],"lineHeight":{"percentages":120,"unit":"percentages"},"letterSpacing":0,"fontSize":null,"font":null,"contentTextTransform":"none","isBold":false,"isItalic":false,"isUnderline":false,"textStyle":{"bold":false,"underline":false,"italic":false},"textDirection":2,"dataBinding":null,"formattedText":"<div><br></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-color-1-4\"><span class=\"theme-text-font-heading2\">The same is true when it comes to final arrangements.&nbsp; Statistics show that 94% of people (without pre-arrangements) who call a funeral home after the death occurs will hire the first funeral home that answers the phone.&nbsp; <em>And statistics show that the prices are almost double those of people who pre-arranged.</em></span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-color-1-4\"><span class=\"theme-text-font-heading2\"><br>But it gets worse:&nbsp; Most funeral homes will not wait for life insurance proceeds.&nbsp; They require payment up front.&nbsp; Or they will offer \"loans\" against the life insurance, charging interest and origination fees.&nbsp; </span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-color-1-4\"><span class=\"theme-text-font-heading2\"></span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-color-1-4\"><span class=\"theme-text-font-heading2\">And what if there is no life insurance?&nbsp; Not everyone has it.&nbsp; And frequently people <em>think</em>&nbsp; they have it, but it's been cancelled for non-payment.&nbsp; In fact, according to the Huffington Post, nearly 90% of life insurance policies don't pay out upon death.&nbsp; </span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-color-1-4\"><span class=\"theme-text-font-heading2\">See the article </span></span><a href=\"https://www.huffpost.com/entry/the-life-insurance-indust_b_1937246\" data-attached-link=\"{&quot;type&quot;:&quot;Web&quot;,&quot;url&quot;:&quot;https://www.huffpost.com/entry/the-life-insurance-indust_b_1937246&quot;,&quot;title&quot;:&quot;https://www.huffpost.com/entry/the-life-insurance-indust_b_1937246&quot;}\" class=\"wz-link\"><span class=\"theme-text-font-heading2\">HERE</span></a><span class=\"theme-text-color-1-4\"><span class=\"theme-text-font-heading2\">.<br></span></span><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\"></span></span><br></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\">What could have been a $3,400 cremation if it had been pre-arranged becomes a $5,000 plus cremation.&nbsp; And the family can either come up with the $5,000 immediately, or they can get an advance on the life insurance, which will cost them approximately $5,500 to $6,000, depending on how long it takes for the life insurance to pay out...if it pays out.<br></span></span></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span class=\"theme-text-color-1-4\"><br></span></span></span></div><div><span style=\"font-size:18px;\"><span class=\"theme-text-font-heading2\"><span 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