Does Excel App Cost Money?

Robert Jul 11, 2026

When considering the use of Microsoft Excel, a common question that arises is whether the application comes at a cost. In this comprehensive guide, we'll delve into the pricing structure of Excel, its various plans, and whether there's a free version available. We'll also explore the cost-effectiveness of Excel in relation to its features and benefits.

Free Monthly Budget Excel Spreadsheet
Free Monthly Budget Excel Spreadsheet

Before we dive into the specifics, it's essential to understand that Microsoft Excel is a part of the Microsoft 365 suite, which includes other productivity tools like Word, PowerPoint, and OneNote. The cost of Excel is often bundled with these applications, offering users a comprehensive set of tools for work or personal use.

Master Your Money Excel Budget Templates
Master Your Money Excel Budget Templates

Microsoft 365 Plans: Pricing and Features

Microsoft 365 offers several plans, each with a different set of features and pricing structures. Let's explore the key plans and their costs:

Liberty & Wealth – Guiding the Way to Financial Freedom | Budget Spreadsheet Types By Timeframe
Liberty & Wealth – Guiding the Way to Financial Freedom | Budget Spreadsheet Types By Timeframe

1. Microsoft 365 Personal: This plan is designed for one user and costs $6.99 per month or $69.99 per year. It includes 1 TB of cloud storage, access to all Microsoft 365 apps, and the ability to install the apps on one PC or Mac and one tablet.

Microsoft 365 Family

Budget App for Beginners: Master Your Money with Ease
Budget App for Beginners: Master Your Money with Ease

2. Microsoft 365 Family: This plan is ideal for up to six users and costs $9.99 per month or $99.99 per year. It offers 1 TB of cloud storage per user, access to all Microsoft 365 apps, and the ability to install the apps on up to five PCs or Macs and five tablets.

Microsoft 365 Business Standard

3. Microsoft 365 Business Standard: This plan is designed for businesses and costs $12.50 per user per month or $120 per user per year. It includes business-class email and calling, 1 TB of cloud storage per user, and access to all Microsoft 365 apps, with the ability to install the apps on up to five PCs or Macs and five tablets per user.

Step-By-Step Guide to Budgeting in Excel (FREE Template)
Step-By-Step Guide to Budgeting in Excel (FREE Template)

Is There a Free Version of Excel?

While Microsoft Excel is not entirely free, there are some free alternatives and options to access Excel without paying:

1. Microsoft 365 Free: Microsoft offers a free version of its productivity suite, including Excel, with limited features. This plan includes 1 TB of cloud storage, access to web versions of Microsoft 365 apps, and the ability to install the apps on one PC or Mac and one tablet. However, it does not include the full desktop version of Excel or other apps.

four different types of credit cards are shown in this screenshote image with the text, my cash
four different types of credit cards are shown in this screenshote image with the text, my cash

2. Google Sheets: Google's free spreadsheet application offers many of the same features as Excel and is compatible with Excel files. It's a great free alternative for basic spreadsheet needs, but it may lack some of the advanced features found in Excel.

3. LibreOffice Calc: LibreOffice is a free, open-source office suite that includes a spreadsheet application called Calc. It's compatible with Excel files and offers many of the same features, making it a viable free alternative to Excel.

Top 5 Websites for Free Excel Budget & Business Templates 🌟
Top 5 Websites for Free Excel Budget & Business Templates 🌟
receipts to excel with the text receipt in green and white on top of it, next to an image of a calculator
receipts to excel with the text receipt in green and white on top of it, next to an image of a calculator
25 best passive income apps for Americans ( earn money while you sleep )
25 best passive income apps for Americans ( earn money while you sleep )
Monthly Budget Template Google Sheets Budget Planner Template Finance Tracker Budget Spreadsheet
Monthly Budget Template Google Sheets Budget Planner Template Finance Tracker Budget Spreadsheet
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7 Essential Microsoft Excel Functions for Budgeting
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Money Apps that help with budgets
Where Does Your Money Go Simplify Budgeting With This Spreadsheet XSj4zB EyxY
Where Does Your Money Go Simplify Budgeting With This Spreadsheet XSj4zB EyxY
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#Excel for #Accountants: Making Profit and Loss Reports in Excel
a person typing on a laptop with the title how to create a budget in excel
a person typing on a laptop with the title how to create a budget in excel
a green and white info sheet with the words debt payoff tracker
a green and white info sheet with the words debt payoff tracker
How to Create a Budget in Excel and Understand Your Spending
How to Create a Budget in Excel and Understand Your Spending
Free Monthly Budget Excel Template You Can Download Today
Free Monthly Budget Excel Template You Can Download Today
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All-in-One Budget Spreadsheet | Google Sheets + Excel + App
Excel Budget Tutorial: Create Your Budget Sheet Today & Save Money
Excel Budget Tutorial: Create Your Budget Sheet Today & Save Money
💸 14 Excel Monthly Budget Spreadsheet Templates
💸 14 Excel Monthly Budget Spreadsheet Templates
all excel features for finance with text and diagrams on the bottom right hand corner, in green
all excel features for finance with text and diagrams on the bottom right hand corner, in green
two screens showing different dashboards and numbers on the same screen, one with an excel dashboard
two screens showing different dashboards and numbers on the same screen, one with an excel dashboard
Free Monthly Budget Excel Sheet for students
Free Monthly Budget Excel Sheet for students
a poster with the words excel formulas for finance written in green and white letters
a poster with the words excel formulas for finance written in green and white letters

When considering the cost of Excel, it's essential to weigh the benefits and features against the price. While there are free alternatives available, Excel's advanced features, integration with other Microsoft 365 apps, and widespread use in businesses make it a valuable investment for many users.

In conclusion, while Excel does have a cost associated with it, the pricing is competitive and often bundled with other useful productivity tools. Free alternatives are available, but they may lack the advanced features and integration that make Excel a popular choice for businesses and individuals alike. To make the most informed decision, consider your specific needs, budget, and the benefits that Excel can offer.