What Are Curewards Points with Visa? A Complete Guide to Benefits and Usage

Navigating travel rewards can be complex—but understanding Curewards points with Visa unlocks smarter spending and greater value for cardholders seeking seamless travel experiences.

Curewards points are a rewards program integrated with select Visa credit and debit cards, allowing users to earn and redeem points for travel, gift cards, and everyday purchases. Unlike traditional rewards, Curewards offers flexible point accumulation tied to spending categories, plus bonus opportunities during promotions, enhancing value beyond standard cashback.

When paired with a Visa card, Curewards points transform routine transactions into meaningful rewards. Points earned can be converted into miles for flights, hotel stays, or retail discounts, often at favorable rates not available through standard Visa rewards. This integration extends the utility of Visa cards beyond basic payments, supporting both travel planning and daily expenses with tangible benefits.

To fully leverage Curewards points with Visa, cardholders should focus on high-spend categories like dining, travel, and fuel, where bonus point offers frequently appear. Points can be redeemed instantly via the Curewards app, without waiting for annual award cycles, enabling faster access to travel perks. Tracking point balances and expiration dates ensures no reward goes unused, maximizing long-term value.

Curewards points with Visa represent a powerful tool for savvy travelers and everyday users alike. By understanding how to earn, redeem, and optimize these points, cardholders can elevate their Visa experience, turning routine spending into meaningful rewards and seamless travel planning—ultimately making every dollar count.

What is CURewards ®? The CURewards® program is one of the many benefits available to HFS Visa® credit cardholders. This program rewards members for using their HFS Visa Platinum® or Signature® Credit Card for everyday purchases. You can redeem your points for travel, merchandise, gift cards, or even cash back.

How to Earn Points? HFS Visa Platinum® Credit Card. h the CURewards program. Our program allows you to earn points on debit and credit card purchases, including the Bonus Debit Checking, Advantage Checking, and Visa Platinum Rewards Credit Card.

Redeem your points for gift cards, event tickets, travel, and more usi. View and redeem your points at www.curewards.com or call 800.900.6160 for assistance. You may also redeem your points through Digital Banking: Log into Digital Banking Select your OnPoint credit card from the Account Summary page.

Select the Details & Settings heading. Select to visit below "Payment Options and Loan Info." Then, click the Rewards button on the right. Travel Rewards Visa - Points Redemption Options To redeem Travel Rewards Visa points, you can choose from four options: statement credit for travel purchases within 180 days, booking new travel, merchandise, or gift cards.

Redemptions can be completed through Digital or Mobile Banking, via the CURewards website, or by calling 866-597-1575, with varying minimum requirements for each option. CURewards Mall is a program that allows cardholders to earn extra points (points funded by the merchants,) by shopping at their favorite brand-name retailers within the CURewards Mall network. Stock up on clothing, electronics, entertainment, home and garden gear and more to earn Mall points with each purchase.

Earn 1 point for every $1 you spend with your Visa ® Platinum Rewards credit card. You can view and activate available offers on the CURewards ® Mall through Online Banking or our Mobile App. Login to CURewards Platinum VISA ® Rewards with CURewards ™ Open a new Visa Platinum Rewards Card and earn Rewards Points towards Merchandise, Gift Cards or Travel.

Other benefits: Low Rate NO Annual Fee 25-day Grace Period on purchases Free Online Access and Account Management 24/7 Customer Service - CURewards is here for YOU! CURewards Points Redemption Members who are Visa Platinum Rewards cardholders earn points with every purchase made on their Freedom credit card. Points are redeemable for merchandise, discounted travel, gift cards and cash-back.

How to redeem your points. Earn CURewards® points every time you perform a transaction using your Visa® card. Redeem them for cash, travel, merchandise & more.

What will you use your points on? At Allegacy, we are committed to consistently delivering great service with simplicity and convenience. We value each member relationship and always look for opportunities to give back to you. Through our exclusive CURewards® program, by using your Allegacy Visa® Signature Rewards Credit Card* we can do both.