Click Here to Call Us:(949)309-2400
Are you tired of the terms of your current mortgage loan or do you feel like you are paying too much money that leaves too little in disposable income for you? If yes, then, our team at Harbor View Funding can help you with mortgage refinancing as a solution to these problems.As a Mortgage Broker, we are more committed to ensuring that you live a life that is free and flexible. This is why, when you come into our company, we will make sure that you are attended to by a team that has years of experience dealing with mortgage loans.As a tested and trusted Mortgage Broker, we have been able to put smiles on the faces of thousands of now property owners in and around our community.We assure you that when you come to us in search of a refinancing plan, we will offer you the right guidance and solution.Our mortgage refinancing solution is one that helps you to pay off your existing mortgage while also replacing it with a new, flexible one. In some cases, we may also be able to combine both the first and second mortgage into a new loan for you, this helps you to manage your finances better.
There are several reasons why we advise clients to refinance. Some of the major reasons include;- Reduces interest rate If you feel you are paying an interest rate that is too high compared to the current market standards, then we can help you to refinance your existing mortgage loan such that you can enjoy a better interest rate and more disposable income to spend on yourself and your family.- Cash out refinance We help many people to refinance their homes so that they can take cash out of their home’s equity for a large purchase or those who are looking to reduce debts on credit cards.- Refinance to a different type of mortgageAre you looking to make a mortgage switch, we are more than ready to help you achieve this goal.
At Harbor View Funding, we are the Mortgage Company that will help you to better understand your options when it comes to applying for VA loans.VA Loans can be used to purchase primary residences for those that have served or those currently serving in the United States military. Overseen by the Department of Veterans Affairs, the VA loan doesn’t come as a loan, instead, the Department of Veterans Affairs pays back the private lenders who have given out home loans to qualifying veterans.With this guarantee, many mortgage Company offer applicants better interest rates and terms in exchange for the insurance offered by the department.When you come into our office seeking to know more about VA loans, we help you to understand whether or not you are eligible and qualified for the loan. The VA loan is available only to veterans, active-duty personnel, members of the National Guard, and spouses of those that have been killed in the line of duty, those that have suffered a disability or the family of those eligible for compensation in the event of their death.The VA loan offers several benefits that we make known to clients who come into our office. Some of the benefits you stand to gain include;- Less strict requirement for qualification- Ability to finance the VA funding fee- No down payment requires- Competitive interest rates and loan repayment periods- No need for private mortgage insurance- No repayment penalties- Streamlined refinancing program available- And more Come into our office today to learn more.
When planning on applying for a VA Home loan, you need a Mortgage Lender that is experienced and willing to offer all the information you need to know about the application, the terms, the benefits, and how right the loan option is for you.As part of the mortgage plans we offer from mortgage lender, you can enjoy the advantages of the adjustable-rate mortgage The Adjustable-Rate mortgage option is one that allows you to pay an introductory interest rate over a period of time and then the interest rate is re-adjusted at preset intervals until the loan is totally paid off.As your mortgage broker, you can rest assured that we will work with you to identify your current financial standing and your needs. Based on this and some other information, we are capable of streamlining the mortgage plan process for you, helping you to filter the irrelevant options while thinning the options down for you.With the adjustment in interest rates, you get to enjoy flexible changes in the monthly payment that is being made. One of the biggest advantages also is that the monthly amount to be paid has been capped, this means that you are aware that payment cannot exceed a certain amount thus allowing you to better plan your finances monthly.
Clients who come to us looking to choose the Adjustable-rate Mortgage can also enjoy a generally lower initial interest rate compared to the interest rate applicable for a fixed-rate mortgage plan.We help you to navigate the complex world of mortgage loans. We also offer all the information you need to know to make the right decision.One of the biggest advantages also is that the monthly amount to be paid has been capped, this means that you are aware that payment cannot exceed a certain amount thus allowing you to better plan your finances monthly.Clients who come to us looking to choose the Adjustable-rate Mortgage can also enjoy a generally lower initial interest rate compared to the interest rate applicable for a fixed-rate mortgage plan.We help you to navigate the complex world of mortgage loans. We also offer all the information you need to know to make the right decision.
Harbor View Funding
17541 E 17th St, Suite 202, Tustin, CA 92782,