New Identity Theft Virus Steals from Online Banking
Getting identity theft solutions is important because being a victim of this crime is a personal. Over seventy percent of the victims of the crime often feel very angered and are in disbelief. In fact this crime costs businesses and individuals over 200 billion a year. Most people feel that by destroying their private records and statements it will be enough to protect them from being a victim of identity theft. They may even go so far as to safeguard their Social Security number. Often this is not enough protection. In fact those same people that shred documents to protect their Social Security number often become the victim of ID theft at some point in their lives. And usually by the time they discover that they’ve been a victim, it is already too late. Usually by the time they find it out they are already hundreds of thousands of dollars in credit cards and loans taken out on their name.
Solutions and prevention of identity theft is becoming a necessity for everyone. Many victims of identity theft are unaware that they have been targeted until months after the fact. Your credit card statement could be missing for a month, and when you contact the financial institution, they tell you there has been a change of address that you did not authorize. You may have been applying for a mortgage renewal, and discover that your credit has been ruined by a theif. This time lag gives the thief a head start at spending all of your money.
Almost all credit card companies have implemented identity theft protection to help you if you become a victim. You should not assume that you have this protection just because you are dealing with a major financial institution. Have them send you the information about the available types of protection you are eligible for, and how to access it if you ever need it. This kind of info you want to have before you discover you need it.
Many businesses provide identity theft solutions. They will help you take the steps needed to protect yourself from becoming a victim of identity theft. They will give you checklists, references, and steps to take to resolve I.D. problems. Specially trained staff is available to help you fill out police reports, contact your creditors and credit bureaus, as well as the Federal Trade Commission. They will work with you to resolve all of the problems that you will encounter as a victim of identity theft.
If you receive a call telling you that you that you have won a valuable prize, and they just need to verify your information, ask them to mail you a written application. If they refuse to, hang up the phone.
Check your financial statements monthly and keep track of your charges, so you will know if any fraudulent charges have occurred. If you fail to receive your statements on time then contact the financial institution immediately. Your statements are being sent to an alternate address so you will not notice the extra charges on your bill.You can learn more about the best credit report sites - StopIdentityFraud.org