Medicare Initial Election Period

Editorial Team May 08, 2026
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After your Initial Enrollment Period ends, you can only sign up for Part B and premium-Part A during one of the other enrollment periods. You can sign up between January 1-March 31 each year. This is called the General Enrollment Period.

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Your coverage starts the month after you sign up. The Medicare Initial Enrollment Period (IEP) is the first Medicare enrollment period you will receive when you become eligible for Original Medicare. This enrollment period begins at age 65 for most individuals but can happen earlier if you qualify.

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This is the "General Enrollment Period," and there is typically a life-long penalty if you sign up during this time. If you have not filed during the other periods, you can still sign up between January 1 and March 31 each year. Each Medicare enrollment period has specific rules and determines which types of coverage beneficiaries can enroll in, change, or drop.

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Learn when these periods occur and when coverage startsso you can help older adults make informed decisions about their plan. What is the Medicare Initial Enrollment Period (IEP)? Around your 65th birthday (or 25th disability check), you'll have a 7-month window of time when you can sign up for Medicare. The first enrollment period for Medicare Advantage (MA) is called the Initial Coverage Election Period (ICEP).

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Lets take a closer look at ICEP and what it means for you. ICEP is your first opportunity to enroll in a Medicare Advantage plan. The IEP, also called the initial Medicare election period, refers to the 7-month time frame when a person first becomes eligible for Medicare.

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During this period, a person can enroll in Original... If an individual is eligible for more than one election period but does not indicate a preferred effective date or the organization is unable to contact the individual, the organization must assign an effective date using the following ranking of election periods. The Initial Enrollment Period to sign up for Medicare begins 3 months before you turn 65 and ends 3 months after the month you turn 65 a total of 7 months.

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You may have to pay a penalty if you miss your Initial Enrollment Period. This comprehensive guide to Medicare deadlines details everything you need to know about the initial enrollment, general enrollment, open enrollment and special enrollment periods.

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