CFG Earnings Predictions — 2026-07-16

Ticker Report or Guide KPI Prediction Answer Confidence
CFG Report Adjusted EPS BEAT pred ~$1.29 vs. cons $1.25 MEDIUM
CFG Report Net interest income IN-LINE pred ~$1.627B vs. cons $1.617B HIGH
CFG Report Noninterest income BEAT pred ~$642M vs. cons $630M MEDIUM
CFG Guide Net interest income growth UNCHANGED guide ~11.0% vs. cons 11.1% (FY2026) MEDIUM
CFG Guide Noninterest income growth BETTER guide ~7.5% vs. cons 7.0% (FY2026) MEDIUM
CFG Guide Noninterest expense growth UNCHANGED guide ~4.5% vs. cons 4.5% (FY2026) HIGH
CFG Guide Net interest margin UNCHANGED guide ~3.25% vs. cons 3.25% (4Q2026) HIGH
CFG Return Day-1 residual (stock − beta × S&P 500) +2.4% MEDIUM
CFG Return 5-day cumulative residual +1.3% (FADE) The fee-led beat should drive the initial gain, but largely unchanged FY2026 NII and NIM guidance implies only modest out-period estimate revisions; cumulative residual therefore fades from ~2.4% on day 1 to ~1.3% by day 5. MEDIUM