| CFG |
Report |
Diluted EPS |
BEAT |
pred ~$1.26 vs. cons $1.22 |
MEDIUM |
| CFG |
Report |
Net interest income |
BEAT |
pred ~$1.64B vs. cons $1.62B |
HIGH |
| CFG |
Report |
Noninterest income |
BEAT |
pred ~$0.64B vs. cons $0.63B |
MEDIUM |
| CFG |
Guide |
FY26 net interest income |
BETTER |
guide ~$6.55B vs. cons $6.49B (FY26) |
MEDIUM |
| CFG |
Guide |
4Q26 net interest margin |
BETTER |
guide ~3.27% vs. cons 3.25% (4Q26) |
MEDIUM |
| CFG |
Guide |
FY26 expense growth |
UNCHANGED |
guide ~4.5% vs. cons 4.4% (FY26) |
HIGH |
| CFG |
Guide |
3Q26 net charge-off ratio |
UNCHANGED |
guide ~0.38% vs. cons 0.38% (3Q26) |
MEDIUM |
| CFG |
Return |
Day-1 residual (stock − beta × S&P 500) |
+3.2% |
— |
MEDIUM |
| CFG |
Return |
5-day cumulative residual |
+4.5% (FOLLOW-THROUGH) |
5-day residual ~4.5% vs. day-1 residual ~3.2%: a NII/fee beat paired with higher FY26 NII and a firmer ~3.27% 4Q26 NIM path should lift out-period EPS estimates rather than leave an implicit estimate cut. |
MEDIUM |