CFG Earnings Predictions — 2026-07-16

Ticker Report or Guide KPI Prediction Answer Confidence
CFG Report NII (Q2 2026) BEAT pred ~$1,630M vs. cons $1,613M MEDIUM
CFG Report Capital Markets Fees (Q2 2026) BEAT pred ~$155M vs. cons $147M MEDIUM
CFG Report NCO Ratio (Q2 2026) BEAT pred ~0.355% vs. cons 0.370% MEDIUM
CFG Guide NIM Trajectory (FY 2026) BETTER guide reaffirm 3.22-3.28% 4Q26 cone vs. feared stall HIGH
CFG Guide FY 2026 NII (full year) UNCHANGED guide reaffirm +10-12% YoY vs. implied ~$6.3B cons HIGH
CFG Guide Q3 2026 NII UNKNOWN guide ~+2-3% QoQ vs. cons UNVERIFIED LOW
CFG Return Day-1 residual (stock − beta × S&P 500) +1.5% MEDIUM
CFG Return 5-day cumulative residual +2.0% (STABILIZE) STABILIZE — beat absorbed day-1, modest upward revision drift over 5 days as sell-side models NII beat and NIM progress into H2; no implicit cut in out-period math limits downside pressure MEDIUM