ELV Earnings Predictions — 2026-07-15

Ticker Report or Guide KPI Prediction Answer Confidence
ELV Report Adjusted EPS BEAT pred ~$6.27 vs. cons $6.19 MEDIUM
ELV Report Benefit expense ratio IN-LINE pred ~89.2% vs. cons 89.4% MEDIUM
ELV Report Operating revenue IN-LINE pred ~$48.70B vs. cons $48.55B MEDIUM
ELV Guide Adjusted EPS guidance LOWER guide ~$26.75 vs. cons $26.86 (FY2026) MEDIUM
ELV Guide Medicaid operating margin UNCHANGED guide ~-1.75% vs. cons -1.75% (FY2026) MEDIUM
ELV Guide Adjusted EPS growth UNCHANGED guide ~12.0% vs. cons 12.0% (FY2027) MEDIUM
ELV Return Day-1 residual (stock − beta × S&P 500) -2.5% MEDIUM
ELV Return 5-day cumulative residual -3.8% (FOLLOW-THROUGH) A modest reported EPS beat of ~$6.27 versus $6.19 is unlikely to offset an unchanged FY2026 floor of ~$26.75 versus $26.86 consensus. With the stock already pricing in recovery, limited guidance upside should leave FY2026 revisions flat-to-down and restrain the FY2027 earnings bridge despite reiteration of ~12.0% growth versus 12.0% consensus. MEDIUM