ELV Earnings Predictions — 2026-07-15

Ticker Report or Guide KPI Prediction Answer Confidence
ELV Report Adjusted diluted EPS BEAT pred ~$6.25 vs. cons $6.15 MEDIUM
ELV Report Operating revenue IN-LINE pred ~$50.05B vs. cons $49.90B MEDIUM
ELV Report Benefit expense ratio MISS pred ~87.3% vs. cons 87.0% MEDIUM
ELV Guide FY2026 adjusted diluted EPS guidance LOWER guide ~$26.75 vs. cons $26.95 (FY2026) HIGH
ELV Guide FY2026 Medicare Advantage operating margin UNCHANGED guide ~2.0% vs. cons 2.0% (FY2026) HIGH
ELV Guide FY2026 Medicaid operating margin UNCHANGED guide ~-1.75% vs. cons -1.75% (FY2026) MEDIUM
ELV Guide FY2027 adjusted EPS growth outlook UNCHANGED guide ~12.0% vs. cons 12.0% (FY2027) MEDIUM
ELV Return Day-1 residual (stock − beta × S&P 500) -4.5% MEDIUM
ELV Return 5-day cumulative residual -6.5% (FOLLOW-THROUGH) A modest ~$6.25 EPS beat versus ~$6.15 consensus is likely outweighed by a ~87.3% benefit-expense ratio versus ~87.0% expected and FY2026 EPS guidance held at ~$26.75 versus ~$26.95 consensus. That preserves the reported floor but implies lower back-half/out-period earnings power, pulling FY2026 and FY2027 estimates lower after the print. MEDIUM