| PNC |
Report |
EPS |
BEAT |
pred ~$4.65 vs. cons $4.48 |
MEDIUM |
| PNC |
Report |
Total Revenue |
BEAT |
pred ~$6.55B vs. cons $6.45B |
MEDIUM |
| PNC |
Report |
Net Interest Income |
BEAT |
pred ~$3.60B vs. cons $3.55B |
MEDIUM |
| PNC |
Guide |
Q3 2026 Net Interest Margin guidance |
BETTER |
guide ~3.02% vs. cons ~2.98% (Q3 2026) |
MEDIUM |
| PNC |
Guide |
FY2026 Net Interest Income growth guide |
BETTER |
guide ~15% vs. cons ~14.5% (FY2026) |
LOW |
| PNC |
Guide |
Q3 2026 Net charge-offs guide |
BETTER |
guide ~$220M vs. cons ~$235M (Q3 2026) |
MEDIUM |
| PNC |
Guide |
FY2026 average loan growth guide |
UNCHANGED |
guide ~11% vs. cons ~11% (FY2026) |
LOW |
| PNC |
Return |
Day-1 residual (stock − beta × S&P 500) |
-1.0% |
— |
MEDIUM |
| PNC |
Return |
5-day cumulative residual |
-2.5% (FADE) |
Stock has already rallied ~20% into the print on peer-driven bank optimism and multiple sell-side target hikes, so a quarter that merely hits PNC's own detailed Q2 guidance (loans +2-3%, NII +3%, revenue +3.5%) is largely priced in; even with a modest EPS/revenue beat, the setup favors 'sell-the-news' as investors rotate to assess out-period math—NIM's push toward 3%+ is already expected, FirstBank integration costs (~$150-175M remaining in H2) and NDFI/private-credit headline risk linger, and full-year guide reiteration (rather than a raise) would leave estimate revisions flat-to-down, pulling the stock back from its highs over the following days. |
MEDIUM |