| PNC |
Report |
Adjusted EPS |
BEAT |
pred ~$4.58 vs. cons $4.50 |
MEDIUM |
| PNC |
Report |
Net interest income |
IN-LINE |
pred ~$4.10B vs. cons $4.08B |
MEDIUM |
| PNC |
Report |
Fee income |
BEAT |
pred ~$2.16B vs. cons $2.13B |
LOW |
| PNC |
Guide |
Net interest income growth |
BETTER |
guide ~15.0% vs. cons 14.5% (FY2026) |
MEDIUM |
| PNC |
Guide |
Total revenue growth |
BETTER |
guide ~11.5% vs. cons 11.0% (FY2026) |
MEDIUM |
| PNC |
Guide |
Average loan growth |
BETTER |
guide ~11.5% vs. cons 11.0% (FY2026) |
MEDIUM |
| PNC |
Guide |
Noninterest expense growth excluding integration costs |
UNCHANGED |
guide ~7.0% vs. cons 7.0% (FY2026) |
MEDIUM |
| PNC |
Return |
Day-1 residual (stock − beta × S&P 500) |
+1.8% |
— |
MEDIUM |
| PNC |
Return |
5-day cumulative residual |
+2.7% (FOLLOW-THROUGH) |
A modest operating beat plus higher FY2026 NII and revenue guidance, without an offsetting expense increase, should lift second-half and 2027 estimates; the stronger out-period math supports continued gains after day 1. |
MEDIUM |