PNC Earnings Predictions — 2026-07-15

Ticker Report or Guide KPI Prediction Answer Confidence
PNC Report Adjusted diluted EPS BEAT pred ~$4.49 vs. cons $4.43 MEDIUM
PNC Report Net interest income IN-LINE pred ~$4.11B vs. cons $4.09B MEDIUM
PNC Report Total revenue IN-LINE pred ~$6.42B vs. cons $6.39B MEDIUM
PNC Guide Full-year net interest income growth BETTER guide ~15.0% vs. cons 14.7% (FY2026) MEDIUM
PNC Guide Full-year total revenue growth BETTER guide ~11.5% vs. cons 11.1% (FY2026) MEDIUM
PNC Guide Second-half net interest margin BETTER guide ~3.04% vs. cons 3.02% (2H2026) MEDIUM
PNC Guide Full-year core noninterest-expense growth UNCHANGED guide ~7.0% vs. cons 7.0% (FY2026) HIGH
PNC Return Day-1 residual (stock − beta × S&P 500) +2.8% MEDIUM
PNC Return 5-day cumulative residual +4.5% (FOLLOW-THROUGH) Core EPS ~$4.49 versus $4.43 and FY2026 NII growth guide ~15.0% versus 14.7% support upward 2026–2027 estimate revisions, while 2H2026 NIM ~3.04% versus 3.02% validates the structural repricing thesis. MEDIUM