PNC Earnings Predictions — 2026-07-15

Ticker Report or Guide KPI Prediction Answer Confidence
PNC Report Net Interest Income (Q2 2026) IN-LINE pred ~$4.13B vs. cons $4.092B MEDIUM
PNC Report Total Noninterest Income / Fee (Q2 2026) BEAT pred ~$2.50B vs. cons $2.455B MEDIUM
PNC Report Net Interest Margin (Q2 2026) IN-LINE pred ~3.01% vs. cons 2.990% MEDIUM
PNC Guide FY2026 NII (full year) BETTER guide ~$16.60B vs. cons $16.539B MEDIUM
PNC Guide NIM trajectory (qualitative, FY2026) BETTER guide 'crossed 3% in Q2, expanding further in H2' vs. cons 'above 3% in 2H' HIGH
PNC Guide Q3 2026 NII UNCHANGED guide ~$4.20-4.25B vs. cons ~$4.22B implied MEDIUM
PNC Guide Capital return / Basel III (qualitative) BETTER guide 'Basel tracking better than 10% RWA relief; buybacks to accelerate' MEDIUM
PNC Return Day-1 residual (stock − beta × S&P 500) +1.5% MEDIUM
PNC Return 5-day cumulative residual +2.5% (FOLLOW-THROUGH) FOLLOW-THROUGH — FY NII raise and NIM milestone pull-forward drive estimate revisions upward; initial profit-taking on day 1-2 then stabilizes and follows through MEDIUM