{
  "report_rows": [],
  "guide_rows": [],
  "day1_residual_pct": 51,
  "day1_confidence": "LOW",
  "day5_residual_pct": -3.0,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "Modest EPS/NII beat but stock trades above the $30-33 street PT cluster; DA Davson already downgraded on valuation and Wells/Evercore are bearish. Out-period math: reiterated (not raiseded) FY NII/fee guide plus paydown risk on line-utilization-driven loan growth caps upside, so post-print pop fades as estimates hold flat.",
  "day5_confidence": "LOW"
}