STT Earnings Predictions — 2026-07-16

Ticker Report or Guide KPI Prediction Answer Confidence
STT Report Adjusted EPS BEAT pred ~$3.37 vs. cons $3.28 MEDIUM
STT Report Total revenue BEAT pred ~$3.91B vs. cons $3.862B MEDIUM
STT Report Net interest income BEAT pred ~$0.84B vs. cons $0.82B MEDIUM
STT Guide Full-year fee-revenue growth BETTER guide ~8%–10% vs. cons 8.3% (FY2026) MEDIUM
STT Guide Full-year NII growth BETTER guide ~9%–11% vs. cons 9.1% (FY2026) MEDIUM
STT Guide Full-year expense growth LOWER guide ~5.0%–5.5% vs. cons 5.7% (FY2026) MEDIUM
STT Guide Medium-term adjusted pre-tax margin BETTER guide ~33% vs. cons 32% (FY2028) LOW
STT Return Day-1 residual (stock − beta × S&P 500) +4.2% MEDIUM
STT Return 5-day cumulative residual +5.8% (FOLLOW-THROUGH) A recurring-fee/NII-led beat plus higher FY2026 fee and NII guide should lift FY2026–FY2028 EPS estimates; a ~33% medium-term pre-tax-margin target supports out-period revisions rather than leaving the beat dependent on one-quarter FX trading. MEDIUM