STT Earnings Predictions — 2026-07-16

Ticker Report or Guide KPI Prediction Answer Confidence
STT Report Total Fee Revenue BEAT pred ~$3.13B vs. cons $3.067B HIGH
STT Report Net Interest Revenue BEAT pred ~$870M vs. cons $834M HIGH
STT Report Diluted EPS (Operating) BEAT pred ~$3.55 vs. cons $3.34 HIGH
STT Guide Fee Revenue Growth (FY2026) BETTER guide ~+9-11% vs. cons ~+8.5% MEDIUM
STT Guide NII Growth (FY2026) BETTER guide ~+10-12% vs. cons ~+9% MEDIUM
STT Guide Expense Growth (FY2026) LOWER guide ~+6-7% vs. cons ~+5.5% MEDIUM
STT Guide Investor Day Pre-tax Margin Target (medium-term) BETTER guide ~33-35% by 2028 vs. current ~31% tracking LOW
STT Return Day-1 residual (stock − beta × S&P 500) +1.0% MEDIUM
STT Return 5-day cumulative residual -1.0% (FADE) FADE — multiple stretched at +19% excess run since Q1, profit-taking post investor day premium bleeds off MEDIUM