| TFC |
Report |
Diluted EPS |
BEAT |
pred ~$1.10 vs. cons $1.08 |
MEDIUM |
| TFC |
Report |
Total revenue |
IN-LINE |
pred ~$5.26B vs. cons $5.24B |
MEDIUM |
| TFC |
Report |
Taxable-equivalent net interest income |
IN-LINE |
pred ~$3.71B vs. cons $3.69B |
MEDIUM |
| TFC |
Guide |
FY2026 net interest income growth |
UNCHANGED |
guide ~2.5% vs. cons 2.5% (FY2026) |
MEDIUM |
| TFC |
Guide |
FY2026 revenue growth |
LOWER |
guide ~4.0% vs. cons 4.1% (FY2026) |
MEDIUM |
| TFC |
Guide |
FY2026 net charge-off ratio |
BETTER |
guide ~55 bps vs. cons 57 bps (FY2026) |
MEDIUM |
| TFC |
Guide |
FY2026 common-stock repurchases |
UNCHANGED |
guide ~$5.0B vs. cons $5.0B (FY2026) |
HIGH |
| TFC |
Return |
Day-1 residual (stock − beta × S&P 500) |
+0.6% |
— |
MEDIUM |
| TFC |
Return |
5-day cumulative residual |
-0.4% (FADE) |
A modest EPS beat of ~$1.10 versus $1.08 is likely supported partly by buybacks and the favorable tax rate, while revenue of ~$5.26B versus $5.24B and NII of ~$3.71B versus $3.69B leave FY2026 revenue guidance near ~4.0% versus ~4.1% consensus. That small out-period revenue shortfall should limit estimate upgrades and fade an initial positive reaction. |
MEDIUM |