TFC Earnings Predictions — 2026-07-17

Ticker Report or Guide KPI Prediction Answer Confidence
TFC Report Operating EPS (Q2 2026) BEAT pred ~$1.10 vs. cons $1.077 HIGH
TFC Report Net Interest Income (Q2 2026) IN-LINE pred ~$3.66B vs. cons $3.640B MEDIUM
TFC Report Noninterest Income - Operating (Q2 2026) BEAT pred ~$1.58B vs. cons $1.543B MEDIUM
TFC Guide FY 2026 NII (FY 2026) UNCHANGED guide reaffirm ~+2-3% vs. cons $14.729B HIGH
TFC Guide FY 2026 Fee Income (FY 2026) BETTER guide tracking toward high end of high single-digit vs. cons $6.340B MEDIUM
TFC Guide FY 2026 Expenses (FY 2026) UNCHANGED guide reaffirm ~+1.75% GAAP vs. cons $12.263B HIGH
TFC Guide FY 2026 NCO Rate (FY 2026) UNCHANGED guide reaffirm ~55 bps vs. cons ~55 bps HIGH
TFC Return Day-1 residual (stock − beta × S&P 500) +2.5% MEDIUM
TFC Return 5-day cumulative residual +3.5% (FOLLOW-THROUGH) FOLLOW-THROUGH — sell-side revises FY EPS up on fee beat and lower tax rate; NIM expansion narrative intact into H2 MEDIUM