{
  "report_rows": [
    {
      "kpi": "Adjusted diluted EPS",
      "prediction": "BEAT",
      "answer": "pred ~$1.30 vs. cons $1.28",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Total net revenue",
      "prediction": "IN-LINE",
      "answer": "pred ~$7.67B vs. cons $7.61B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Taxable-equivalent net interest income",
      "prediction": "IN-LINE",
      "answer": "pred ~$4.36B vs. cons $4.34B",
      "confidence": "HIGH"
    }
  ],
  "guide_rows": [
    {
      "kpi": "Total net revenue growth",
      "prediction": "UNCHANGED",
      "answer": "guide ~7.0% vs. cons 7.0% (FY2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Positive operating leverage",
      "prediction": "LOWER",
      "answer": "guide ~200 bps vs. cons 220 bps (FY2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Taxable-equivalent net interest income",
      "prediction": "BETTER",
      "answer": "guide ~$4.44B vs. cons $4.42B (Q3 2026)",
      "confidence": "LOW"
    }
  ],
  "day1_residual_pct": 0.8,
  "day1_confidence": "LOW",
  "day5_residual_pct": 0.3,
  "day5_path": "FADE",
  "day5_rationale": "The Q2 EPS beat is largely pre-signaled and only ~2 cents versus consensus; FY2026 operating-leverage guidance of ~200 bps versus consensus 220 bps limits out-period estimate increases, causing the day-1 residual of +0.8% to fade toward a +0.3% five-day residual.",
  "day5_confidence": "LOW"
}