| USB |
Report |
Diluted EPS |
BEAT |
pred ~$1.24 vs. cons $1.21 |
MEDIUM |
| USB |
Report |
Taxable-equivalent net interest income |
BEAT |
pred ~$4.37B vs. cons $4.32B |
MEDIUM |
| USB |
Report |
Fee revenue |
BEAT |
pred ~$3.13B vs. cons $3.09B |
MEDIUM |
| USB |
Guide |
FY2026 total revenue growth |
UNCHANGED |
guide ~5.0% vs. cons 5.0% (FY2026) |
HIGH |
| USB |
Guide |
FY2026 positive operating leverage |
UNCHANGED |
guide ~250 bp vs. cons 250 bp (FY2026) |
MEDIUM |
| USB |
Guide |
3Q26 Amazon small-business-card revenue contribution |
UNCHANGED |
guide ~$80M vs. cons $80M (3Q2026) |
MEDIUM |
| USB |
Guide |
BTIG incremental quarterly fee revenue at scale |
UNCHANGED |
guide ~$200M vs. cons $200M (2H2026) |
LOW |
| USB |
Return |
Day-1 residual (stock − beta × S&P 500) |
+1.5% |
— |
MEDIUM |
| USB |
Return |
5-day cumulative residual |
+0.5% (FADE) |
Day-1 ~+1.5% vs. beta-adjusted baseline 0.0%; 5-day ~+0.5% vs. day-1 +1.5% as a modest EPS/NII/fee beat is largely validated by unchanged ~5.0% FY2026 revenue-growth guidance versus 5.0% consensus, limiting out-period estimate revisions. |
MEDIUM |