{
  "report_rows": [
    {
      "kpi": "Diluted EPS",
      "prediction": "BEAT",
      "answer": "pred ~$1.74 vs. cons $1.71",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Net interest income",
      "prediction": "IN-LINE",
      "answer": "pred ~$12.39B vs. cons $12.36B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Noninterest income",
      "prediction": "BEAT",
      "answer": "pred ~$9.53B vs. cons $9.38B",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "Net interest income guidance",
      "prediction": "UNCHANGED",
      "answer": "guide ~$50.0B vs. cons $50.0B (FY2026)",
      "confidence": "HIGH"
    },
    {
      "kpi": "Noninterest expense guidance",
      "prediction": "UNCHANGED",
      "answer": "guide ~$55.7B vs. cons $55.7B (FY2026)",
      "confidence": "HIGH"
    }
  ],
  "day1_residual_pct": 1.8,
  "day1_confidence": "MEDIUM",
  "day5_residual_pct": 2.1,
  "day5_path": "STABILIZE",
  "day5_rationale": "A fee-led EPS beat should support the initial reaction, but unchanged FY2026 NII guidance leaves implied 2H26 NII at ~$25.5B vs. Street ~$25.5B, limiting out-period estimate revisions and causing the move to stabilize.",
  "day5_confidence": "MEDIUM"
}