WFC Earnings Predictions — 2026-07-14

Ticker Report or Guide KPI Prediction Answer Confidence
WFC Report Diluted EPS BEAT pred ~$1.78 vs. cons $1.71 MEDIUM
WFC Report Total revenue BEAT pred ~$22.04B vs. cons $21.77B MEDIUM
WFC Report Net interest income IN-LINE pred ~$12.43B vs. cons $12.36B MEDIUM
WFC Guide FY26 net interest income outlook UNCHANGED guide ~$50.0B vs. cons $50.0B (FY26) HIGH
WFC Guide FY26 noninterest-expense outlook UNCHANGED guide ~$55.7B vs. cons $55.7B (FY26) HIGH
WFC Guide CET1 operating target UNCHANGED guide ~10.0%-10.5% vs. cons 10.3% (FY26) MEDIUM
WFC Return Day-1 residual (stock − beta × S&P 500) +3.1% MEDIUM
WFC Return 5-day cumulative residual +2.0% (STABILIZE) A ~$1.78 EPS result versus $1.71 consensus and ~$22.04B revenue versus $21.77B should produce a favorable initial reaction, but retaining FY26 NII at ~$50.0B versus Street ~$50.0B leaves little incremental out-period earnings revision. The stock should retain part of the gain as expense execution and post-cap growth validate the setup, but follow-through is capped by unchanged NII math and continued NIM pressure. MEDIUM