{
  "report_rows": [
    {
      "kpi": "Adjusted operating EPS",
      "prediction": "BEAT",
      "answer": "pred ~$11.20 vs. cons $10.63",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Advice & Wealth Management wrap net flows",
      "prediction": "MISS",
      "answer": "pred ~$4.8B vs. cons $5.5B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Advice & Wealth Management pretax adjusted operating margin",
      "prediction": "BEAT",
      "answer": "pred ~29.6% vs. cons 29.2%",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "Operating effective tax rate",
      "prediction": "UNCHANGED",
      "answer": "guide ~20%-22% vs. cons 21.0% (FY2026)",
      "confidence": "HIGH"
    },
    {
      "kpi": "Capital returned as a percentage of operating earnings",
      "prediction": "UNCHANGED",
      "answer": "guide ~85%-90% vs. cons 87.5% (FY2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Long-term adjusted EPS growth",
      "prediction": "UNCHANGED",
      "answer": "guide ~12%-15% vs. cons 13.5% (long term)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Core Advice & Wealth Management organic growth",
      "prediction": "UNCHANGED",
      "answer": "guide ~4%-5% vs. cons 4.5% (long term)",
      "confidence": "MEDIUM"
    }
  ],
  "day1_residual_pct": -2.4,
  "day1_confidence": "MEDIUM",
  "day5_residual_pct": -3.1,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "Predicted Q2 EPS of ~$11.20 vs. $10.63 consensus is unlikely to lift out-period estimates materially because wrap flows are predicted at ~$4.8B vs. $5.5B consensus, guidance remains unchanged, and the pre-report rally raises the bar; therefore the predicted day-1 residual of -2.4% extends to a -3.1% five-day residual.",
  "day5_confidence": "MEDIUM"
}