{
  "report_rows": [
    {
      "kpi": "Adjusted operating EPS",
      "prediction": "BEAT",
      "answer": "pred ~$11.08 vs. cons $10.81",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Adjusted operating net revenue",
      "prediction": "BEAT",
      "answer": "pred ~$4.97B vs. cons $4.87B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Advice & Wealth Management total client net flows",
      "prediction": "MISS",
      "answer": "pred ~($3.0B) vs. cons ~$0.5B",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "AWM same-store organic-growth target",
      "prediction": "UNCHANGED",
      "answer": "guide ~4.5% vs. cons 4.5% (FY2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Capital return as a share of adjusted operating earnings",
      "prediction": "UNCHANGED",
      "answer": "guide ~88% vs. cons 88% (FY2026)",
      "confidence": "HIGH"
    },
    {
      "kpi": "Huntington Bank onboarding assets",
      "prediction": "UNCHANGED",
      "answer": "guide ~$28B vs. cons ~$28B (4Q2026)",
      "confidence": "HIGH"
    }
  ],
  "day1_residual_pct": -1.8,
  "day1_confidence": "MEDIUM",
  "day5_residual_pct": -0.6,
  "day5_path": "STABILIZE",
  "day5_rationale": "A likely ~$0.27 EPS beat versus consensus is offset by a headline AWM-flow miss of roughly $3.5B versus consensus as accelerated Comerica departures obscure otherwise resilient same-store activity. The initial de-risking should stabilize as analysts retain roughly 4.5% core organic-growth expectations, recognize the Comerica economics were made whole, and keep the ~$28B Huntington 4Q2026 onboarding in out-period models.",
  "day5_confidence": "MEDIUM"
}