{
  "report_rows": [
    {
      "kpi": "Q2 2026 revenue",
      "prediction": "IN-LINE",
      "answer": "pred ~$1.704B vs. cons $1.700B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Q2 2026 adjusted EPS",
      "prediction": "BEAT",
      "answer": "pred ~$2.24 vs. cons $2.21",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Q2 2026 adjusted EBITDA",
      "prediction": "IN-LINE",
      "answer": "pred ~$550M vs. cons $546M",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "Full-year revenue guidance",
      "prediction": "LOWER",
      "answer": "guide ~$6.745B vs. cons $6.780B (FY2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Full-year adjusted EPS guidance",
      "prediction": "LOWER",
      "answer": "guide ~$8.54 vs. cons $8.56 (FY2026)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Ex-FICO adjusted EBITDA margin expansion",
      "prediction": "UNCHANGED",
      "answer": "guide ~+75 bps vs. cons +75 bps (FY2026)",
      "confidence": "MEDIUM"
    }
  ],
  "day1_residual_pct": -2.6,
  "day1_confidence": "MEDIUM",
  "day5_residual_pct": -4.1,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "A modest Q2 EPS beat is likely to be outweighed by unchanged full-year ranges below consensus; maintaining the annual outlook after first-half upside implies softer second-half mortgage and diversified-market estimates, driving negative revisions after the call.",
  "day5_confidence": "MEDIUM"
}