GL Earnings Predictions — 2026-07-22

Ticker Report or Guide KPI Prediction Answer Confidence
GL Report 2Q26 net operating EPS BEAT pred ~$3.80 vs. cons $3.74 MEDIUM
GL Report Health underwriting margin BEAT pred ~$114M (25.4% of premium) vs. cons $111M (25.0% of premium) MEDIUM
GL Report American Income average producing-agent count MISS pred ~10,950 vs. cons 11,100 MEDIUM
GL Guide FY26 net operating EPS guidance UNCHANGED guide ~$15.65 vs. cons $15.65 (FY26) MEDIUM
GL Guide FY26 share-repurchase guidance UNCHANGED guide ~$585M vs. cons $585M (FY26) HIGH
GL Guide 3Q26 life-assumption-update pre-tax benefit UNCHANGED guide ~$90M vs. cons $90M (3Q26) MEDIUM
GL Return Day-1 residual (stock − beta × S&P 500) +1.5% MEDIUM
GL Return 5-day cumulative residual +0.5% (FADE) An EPS and health-margin beat should initially outweigh the still-weak American Income field-force metric, but unchanged FY26 EPS, buyback, and 3Q assumption-update guidance leave little incremental out-period upside. Revisions should remain restrained as investors focus on whether agent-count stabilization arrives in 2H26. MEDIUM