HBAN Earnings Predictions — 2026-07-23

Ticker Report or Guide KPI Prediction Answer Confidence
HBAN Report Adjusted EPS BEAT pred ~$0.390 vs. cons $0.386 MEDIUM
HBAN Report Net interest income BEAT pred ~$2.120B vs. cons $2.093B MEDIUM
HBAN Report Total noninterest income BEAT pred ~$745M vs. cons $734M MEDIUM
HBAN Guide FY26 NII/NIM trajectory UNKNOWN guide ~low-end / high-3.20s exit-NIM; consensus comparison UNVERIFIED LOW
HBAN Guide FY26 fee-revenue growth UNKNOWN guide ~31%-33%; dollar-consensus comparison unavailable LOW
HBAN Guide FY26 NCOs UNCHANGED guide ~25-35 bps vs. cons 27.3 bps MEDIUM
HBAN Return Day-1 residual (stock − beta × S&P 500) -2.0% LOW
HBAN Return 5-day cumulative residual -3.0% (FOLLOW-THROUGH) FOLLOW-THROUGH — maintained forward framework drives estimate pressure LOW