{
  "report_rows": [
    {
      "kpi": "Operating diluted EPS",
      "prediction": "BEAT",
      "answer": "pred ~$3.30 vs. cons $3.10",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Business Insurance written premium",
      "prediction": "BEAT",
      "answer": "pred ~$4.09B vs. cons $4.025B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Business Insurance underlying combined ratio",
      "prediction": "BEAT",
      "answer": "pred ~87.40% vs. cons 88.43%",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "FY26 qualitative NII, expense and PI outlook",
      "prediction": "UNKNOWN",
      "answer": "reiterate qualitative outlook; no verified numerical company range or comparable consensus",
      "confidence": "LOW"
    }
  ],
  "day1_residual_pct": 1.0,
  "day1_confidence": "MEDIUM",
  "day5_residual_pct": 3.0,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "FOLLOW-THROUGH \u2014 report-level beat should support modest revisions, but no formal raise caps upside",
  "day5_confidence": "MEDIUM"
}