{
  "report_rows": [
    {
      "kpi": "Adjusted diluted EPS",
      "prediction": "BEAT",
      "answer": "pred ~$0.64 vs. cons $0.62",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Adjusted net revenue",
      "prediction": "BEAT",
      "answer": "pred ~$1.81B vs. cons $1.76B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Net interest income",
      "prediction": "BEAT",
      "answer": "pred ~$0.99B vs. cons $0.96B",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "Net interest income run-rate",
      "prediction": "BETTER",
      "answer": "guide ~$1.04B vs. cons $1.00B (3Q26)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Average DARTs commentary",
      "prediction": "BETTER",
      "answer": "guide ~5.10M vs. cons 5.00M (July 2026)",
      "confidence": "LOW"
    }
  ],
  "day1_residual_pct": 2.7,
  "day1_confidence": "MEDIUM",
  "day5_residual_pct": 3.8,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "The strong June margin-loan exit supports 3Q26 net interest income of ~$1.04B vs. consensus ~$1.00B, driving upward out-period revisions after the initial beat despite the elevated valuation.",
  "day5_confidence": "MEDIUM"
}