{
  "report_rows": [
    {
      "kpi": "Total net revenue",
      "prediction": "BEAT",
      "answer": "pred ~$1.760B vs. cons $1.738B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Total customer DARTs",
      "prediction": "IN-LINE",
      "answer": "pred ~4.710M vs. cons 4.666M",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Net interest income",
      "prediction": "BEAT",
      "answer": "pred ~$995M vs. cons $975M",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "Qualitative forward outlook (Q3 2026 / FY 2026)",
      "prediction": "UNKNOWN",
      "answer": "no formal numeric guide expected; no reliable consensus",
      "confidence": "LOW"
    }
  ],
  "day1_residual_pct": -2.0,
  "day1_confidence": "LOW",
  "day5_residual_pct": -3.0,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "FOLLOW-THROUGH \u2014 no forward uplift",
  "day5_confidence": "LOW"
}