| KEY |
Report |
Diluted EPS |
BEAT |
pred ~$0.43 vs. cons $0.42 |
MEDIUM |
| KEY |
Report |
Net interest income, taxable-equivalent |
IN-LINE |
pred ~$1.271B vs. cons $1.267B |
HIGH |
| KEY |
Report |
Net interest margin |
IN-LINE |
pred ~2.93% vs. cons 2.92% |
MEDIUM |
| KEY |
Guide |
Net interest income growth |
UNCHANGED |
guide ~9.5% vs. cons 9.5% (FY2026) |
HIGH |
| KEY |
Guide |
Fourth-quarter net interest margin |
BETTER |
guide ~3.05% vs. cons 3.04% (Q4 2026) |
MEDIUM |
| KEY |
Guide |
Adjusted noninterest expense growth |
UNCHANGED |
guide ~3.5% vs. cons 3.5% (FY2026) |
HIGH |
| KEY |
Guide |
Average commercial loan growth |
UNCHANGED |
guide ~7.0% vs. cons 7.0% (FY2026) |
MEDIUM |
| KEY |
Return |
Day-1 residual (stock − beta × S&P 500) |
+1.4% |
— |
MEDIUM |
| KEY |
Return |
5-day cumulative residual |
+0.8% (FADE) |
Residual fades from ~+1.4% on day 1 to ~+0.8% cumulatively by day 5 because the modest EPS beat is largely driven by pre-announced Q2 NII momentum, while FY2026 NII guidance remains ~9.5% vs. cons 9.5%, limiting out-period estimate revisions. |
MEDIUM |