KEY Earnings Predictions — 2026-07-21

Ticker Report or Guide KPI Prediction Answer Confidence
KEY Report Operating EPS BEAT pred ~$0.425 vs. cons $0.419 MEDIUM
KEY Report Net interest income BEAT pred ~$1.270B vs. cons $1.257B MEDIUM
KEY Report Investment-banking fees IN-LINE pred ~$180M vs. cons $178.5M MEDIUM
KEY Guide FY26 NII growth (FY26) UNCHANGED guide 9%-10% vs. implied consensus $5.100B MEDIUM
KEY Guide FY26 IB-fee growth (FY26) UNCHANGED guide 5%-6% vs. cons $823.6M MEDIUM
KEY Guide 4Q26 exit NIM (4Q26) UNKNOWN guide ~3.05% vs. cons UNVERIFIED LOW
KEY Return Day-1 residual (stock − beta × S&P 500) -1.0% MEDIUM
KEY Return 5-day cumulative residual -1.0% (STABILIZE) STABILIZE — reaffirmation limits estimate downside, but lacks an incremental catalyst MEDIUM