{
  "report_rows": [
    {
      "kpi": "Operating diluted EPS",
      "prediction": "BEAT",
      "answer": "pred ~$2.78 vs. cons $2.70",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "NII",
      "prediction": "BEAT",
      "answer": "pred ~$670M vs. cons $653M",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Asset Servicing fees",
      "prediction": "BEAT",
      "answer": "pred ~$755M vs. cons $746M",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "FY26 NII growth",
      "prediction": "UNKNOWN",
      "answer": "guide reiterates mid- to high single digits vs. FY26 NII cons $2.642B",
      "confidence": "LOW"
    },
    {
      "kpi": "FY26 operating leverage",
      "prediction": "UNKNOWN",
      "answer": "guide reiterates more than 100bp positive vs. no reliable consensus",
      "confidence": "LOW"
    }
  ],
  "day1_residual_pct": -2.0,
  "day1_confidence": "LOW",
  "day5_residual_pct": -3.0,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "FOLLOW-THROUGH \u2014 guide reiteration implies an implicit out-period restraint",
  "day5_confidence": "LOW"
}