RJF Earnings Predictions — 2026-07-22

Ticker Report or Guide KPI Prediction Answer Confidence
RJF Report Adjusted diluted EPS BEAT pred ~$2.99 vs. cons $2.91 MEDIUM
RJF Report Net revenue IN-LINE pred ~$3.91B vs. cons ~$3.88B MEDIUM
RJF Report Total client assets under administration (qtr-end June, record) BEAT pred ~$1.95T vs. cons ~$1.90T MEDIUM
RJF Guide FQ4'26 asset-management fee base (PCG fee-based accounts as FQ4 billing base) BETTER guide ~$1.19T June base vs. cons ~$1.16T (FQ4'26; implies AM fees up ~3-4% seq vs. ~+2%) MEDIUM
RJF Guide NII + third-party RJBDP fees (cash/spread) UNKNOWN guide ~flat-to-+1% seq vs. cons ~+1% (FQ4'26); Fed-cut path is the swing LOW
RJF Guide Firmwide comp ratio / PCG margin UNCHANGED guide ~65-66% comp ratio vs. cons ~65% (FQ4'26) MEDIUM
RJF Guide Buyback pace / capital return BETTER guide ~$400M/qtr vs. cons ~$300M (FQ4'26; ~$2.1B excess capacity) LOW
RJF Return Day-1 residual (stock − beta × S&P 500) +0.8% LOW
RJF Return 5-day cumulative residual +1.0% (STABILIZE) Clean beat on record AUA + non-repeat of the $58M legal reserve should print well, and the ~$1.16T June fee-based base sets up a stronger FQ4, biasing out-period revisions modestly UP rather than down — supportive of estimates. But RJF rallied ~+12% into the print (from ~$150 late June to ~$168), so much of the good news is priced; NII/rate-cut sensitivity and elevated comp/PCG-margin caps follow-through. Net: positive revisions offset by rich setup → stabilize around a small positive residual. LOW