RJF Earnings Predictions — 2026-07-22

Ticker Report or Guide KPI Prediction Answer Confidence
RJF Report Adjusted EPS BEAT pred ~$2.98 vs. cons $2.91 MEDIUM
RJF Report Net revenue BEAT pred ~$4.00B vs. cons $3.95B MEDIUM
RJF Report Capital Markets/Investment Banking revenue MISS pred ~$205M vs. cons $215M LOW
RJF Guide NII + third-party sweep fee growth guide BETTER guide ~+2% q/q vs. cons ~+1% q/q (Q4 FY26) LOW
RJF Guide Asset management/administrative fee growth guide UNCHANGED guide ~+1% q/q vs. cons ~+1% q/q (Q4 FY26) MEDIUM
RJF Guide FY2026 non-comp expense guide UNCHANGED guide ~$2.3B vs. cons ~$2.3B (FY2026) MEDIUM
RJF Guide Adjusted pretax margin target (long-term ~20%) UNCHANGED guide ~20% vs. cons ~19.8% exit rate (FY2026) MEDIUM
RJF Return Day-1 residual (stock − beta × S&P 500) -1.2% MEDIUM
RJF Return 5-day cumulative residual -2.3% (FADE) Stock has already rallied hard into the print (from ~$138 low to ~$168-170) with sell-side targets only modestly above spot, so a 'good but not great' beat with reaffirmed (not raised) ~20% margin/$20B 2030 targets and lingering IB timing uncertainty leaves little room for upward estimate revisions; implicit conservatism in FY27 framing and elevated recruiting/tech costs pressuring near-term margin should cap follow-through and pull the initial pop back over the week as analysts trim rather than raise out-period numbers. LOW