SCHW Earnings Predictions — 2026-07-21

Ticker Report or Guide KPI Prediction Answer Confidence
SCHW Report Adjusted EPS BEAT pred ~$1.58 vs. cons $1.56 MEDIUM
SCHW Report Net revenue BEAT pred ~$6.87B vs. cons $6.78B MEDIUM
SCHW Report Net interest margin IN-LINE pred ~3.05% vs. cons 3.03% MEDIUM
SCHW Guide Net revenue growth BETTER guide ~16.0% midpoint vs. cons 15.8% (FY2026) MEDIUM
SCHW Guide Net interest margin BETTER guide ~3.10% midpoint vs. cons 3.09% (FY2026) MEDIUM
SCHW Guide Adjusted expense growth LOWER guide ~9.5% midpoint vs. cons 9.7% (FY2026) LOW
SCHW Guide Daily average trades BETTER guide ~10.0M vs. cons 9.8M (FY2026) MEDIUM
SCHW Return Day-1 residual (stock − beta × S&P 500) +1.4% MEDIUM
SCHW Return 5-day cumulative residual +0.5% (FADE) The residual fades from +1.4% on day 1 to +0.5% by day 5: reported upside and a modest revenue/NIM raise support estimates, but elevated expectations, an approximately 13% July pre-earnings rally, and higher volume-related costs limit out-period EPS revisions. MEDIUM