SCHW Earnings Predictions — 2026-07-21

Ticker Report or Guide KPI Prediction Answer Confidence
SCHW Report NIM (2Q26) BEAT pred ~3.01% vs. cons 2.98% MEDIUM
SCHW Report DATs (2Q26) MISS pred ~9.7M vs. cons 11.0M MEDIUM
SCHW Report Core NNA (2Q26) BEAT pred ~$112B vs. cons $108.3B MEDIUM
SCHW Guide FY2026 EPS Scenario (FY26) UNCHANGED guide ~$6.30-6.40 vs. cons $6.30 LOW
SCHW Guide FY2026 NIM (FY26) BETTER guide ~3.05-3.15% vs. cons 3.05% MEDIUM
SCHW Guide Cash Sweep / Qualitative Tone (FY26) UNCHANGED Confident reaffirmation; ETF monetization update MEDIUM
SCHW Return Day-1 residual (stock − beta × S&P 500) -1.5% MEDIUM
SCHW Return 5-day cumulative residual +0.5% (STABILIZE) STABILIZE — FY NIM trajectory confirmed; sell-side digests out-period math; short covering provides modest bid LOW