| SYF |
Report |
Net Charge-Off Rate (Q2 2026) |
BEAT |
pred ~5.35% vs. cons 5.47% |
MEDIUM |
| SYF |
Report |
Total Loan Receivables (Q2 2026) |
IN-LINE |
pred ~$101.7B vs. cons $102.1B |
MEDIUM |
| SYF |
Report |
Diluted EPS Operating (Q2 2026) |
BEAT |
pred ~$2.20 vs. cons $2.13 |
MEDIUM |
| SYF |
Guide |
FY2026 EPS Operating (FY2026) |
UNCHANGED |
guide $9.10-$9.50 maintained vs. cons $9.29 |
HIGH |
| SYF |
Guide |
FY2026 NCO Rate (FY2026) |
BETTER |
guide tightened to well below 5.5% vs. cons 5.39% |
MEDIUM |
| SYF |
Guide |
FY2026 Loan Receivables Growth (FY2026) |
UNCHANGED |
mid-single-digit by year-end maintained vs. cons $108.7B |
HIGH |
| SYF |
Return |
Day-1 residual (stock − beta × S&P 500) |
-1.5% |
— |
MEDIUM |
| SYF |
Return |
5-day cumulative residual |
-3.0% (STABILIZE) |
STABILIZE — H2 implicit cut pulls estimates down even on a beat; sell-side trims Q3/Q4 as implied out-period math is below consensus |
MEDIUM |