| SYF |
Report |
Operating EPS |
BEAT |
pred ~$2.15 vs. cons $2.127 |
MEDIUM |
| SYF |
Report |
Ending loan receivables |
IN-LINE |
pred ~$102.30B vs. cons $102.10B |
MEDIUM |
| SYF |
Report |
Net charge-off rate |
BEAT |
pred ~5.40% vs. cons 5.47% |
MEDIUM |
| SYF |
Guide |
FY26 operating EPS |
UNCHANGED |
guide ~$9.10-$9.50 vs. cons $9.291 |
MEDIUM |
| SYF |
Guide |
FY26 NCO rate |
UNKNOWN |
guide <5.5% vs. cons 5.39% |
LOW |
| SYF |
Guide |
FY26 ending loan receivables |
UNKNOWN |
guide mid-single-digit growth vs. cons $108.70B |
LOW |
| SYF |
Return |
Day-1 residual (stock − beta × S&P 500) |
-1.0% |
— |
LOW |
| SYF |
Return |
5-day cumulative residual |
-3.0% (FOLLOW-THROUGH) |
FOLLOW-THROUGH — implicit 2H cut |
LOW |