{
  "report_rows": [
    {
      "kpi": "Adjusted EPS",
      "prediction": "BEAT",
      "answer": "pred ~$7.72 vs. cons $7.59",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Cigna Healthcare medical care ratio",
      "prediction": "IN-LINE",
      "answer": "pred ~85.1% vs. cons 85.0%",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Evernorth pretax adjusted income",
      "prediction": "MISS",
      "answer": "pred ~$1.61B vs. cons $1.64B",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "FY26 adjusted EPS",
      "prediction": "LOWER",
      "answer": "guide ~$30.45 vs. cons $30.53 (FY26)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "FY26 Evernorth pretax adjusted income",
      "prediction": "LOWER",
      "answer": "guide ~$6.90B vs. cons $6.94B (FY26)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "FY26 Cigna Healthcare pretax adjusted income",
      "prediction": "LOWER",
      "answer": "guide ~$4.55B vs. cons $4.58B (FY26)",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "FY26 Cigna Healthcare medical care ratio",
      "prediction": "UNCHANGED",
      "answer": "guide ~84.2% midpoint vs. cons 84.2% midpoint (FY26)",
      "confidence": "HIGH"
    }
  ],
  "day1_residual_pct": -1.8,
  "day1_confidence": "MEDIUM",
  "day5_residual_pct": -3.4,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "A ~$0.13 EPS beat versus consensus is likely offset by FY26 guide of ~$30.45 versus ~$30.53 consensus; unchanged Evernorth guidance despite the quarter implies PBS and Signature costs absorb the operational cushion, pulling out-period estimates lower.",
  "day5_confidence": "MEDIUM"
}