{
  "report_rows": [
    {
      "kpi": "Adjusted diluted EPS",
      "prediction": "BEAT",
      "answer": "pred ~$1.15 vs. cons $1.1275",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Total revenue",
      "prediction": "IN-LINE",
      "answer": "pred ~$47.45B vs. cons $47.390B",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Consolidated MLR",
      "prediction": "IN-LINE",
      "answer": "pred ~90.8% vs. cons 90.973%",
      "confidence": "MEDIUM"
    }
  ],
  "guide_rows": [
    {
      "kpi": "FY26 adjusted EPS floor",
      "prediction": "LOWER",
      "answer": "guide ~>$3.40 vs. cons $3.523",
      "confidence": "LOW"
    },
    {
      "kpi": "FY26 consolidated HBR",
      "prediction": "UNCHANGED",
      "answer": "guide ~90.9%-91.7% vs. cons 91.241%",
      "confidence": "MEDIUM"
    },
    {
      "kpi": "Marketplace risk-adjustment / margin commentary",
      "prediction": "UNCHANGED",
      "answer": "guide ~maintains ~3% margin posture; numerical consensus UNVERIFIED",
      "confidence": "LOW"
    }
  ],
  "day1_residual_pct": -3.0,
  "day1_confidence": "LOW",
  "day5_residual_pct": -4.5,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "FOLLOW-THROUGH \u2014 maintained FY floor leaves unfavorable implied 2H math",
  "day5_confidence": "LOW"
}