HUM Earnings Predictions — 2026-07-29

Ticker Report or Guide KPI Prediction Answer Confidence
HUM Report Operating diluted EPS BEAT pred ~$7.15 vs. cons $7.01 LOW
HUM Report Revenue IN-LINE pred ~$40.80B vs. cons $40.63B LOW
HUM Report Insurance operating benefit ratio IN-LINE pred ~91.10% vs. cons 91.28% LOW
HUM Guide FY26 adjusted EPS UNCHANGED guide at least $9.00 vs. cons $8.93 LOW
HUM Guide FY26 Insurance benefit ratio UNCHANGED guide 92.75% +/-25 bps vs. cons 92.75% LOW
HUM Guide FY26 individual MA growth UNCHANGED guide ~25% vs. implied cons ~25% LOW
HUM Return Day-1 residual (stock − beta × S&P 500) -2.5% LOW
HUM Return 5-day cumulative residual -4.0% (FOLLOW-THROUGH) FOLLOW-THROUGH — maintained guidance leaves no new forward-estimate upside LOW