{
  "report_rows": [
    {
      "kpi": "Operating diluted EPS",
      "prediction": "BEAT",
      "answer": "pred ~$7.15 vs. cons $7.01",
      "confidence": "LOW"
    },
    {
      "kpi": "Revenue",
      "prediction": "IN-LINE",
      "answer": "pred ~$40.80B vs. cons $40.63B",
      "confidence": "LOW"
    },
    {
      "kpi": "Insurance operating benefit ratio",
      "prediction": "IN-LINE",
      "answer": "pred ~91.10% vs. cons 91.28%",
      "confidence": "LOW"
    }
  ],
  "guide_rows": [
    {
      "kpi": "FY26 adjusted EPS",
      "prediction": "UNCHANGED",
      "answer": "guide at least $9.00 vs. cons $8.93",
      "confidence": "LOW"
    },
    {
      "kpi": "FY26 Insurance benefit ratio",
      "prediction": "UNCHANGED",
      "answer": "guide 92.75% +/-25 bps vs. cons 92.75%",
      "confidence": "LOW"
    },
    {
      "kpi": "FY26 individual MA growth",
      "prediction": "UNCHANGED",
      "answer": "guide ~25% vs. implied cons ~25%",
      "confidence": "LOW"
    }
  ],
  "day1_residual_pct": -2.5,
  "day1_confidence": "LOW",
  "day5_residual_pct": -4.0,
  "day5_path": "FOLLOW-THROUGH",
  "day5_rationale": "FOLLOW-THROUGH \u2014 maintained guidance leaves no new forward-estimate upside",
  "day5_confidence": "LOW"
}